Protect Yourself Against Conveyancing Fraud
- RJM Solicitors
- Sep 26
- 2 min read
Buying a home is one of the biggest financial commitments most of us will ever make. Unfortunately, it’s also become a prime target for criminals. Conveyancing fraud is on the rise, with sophisticated scams designed to trick buyers into transferring their deposit or full purchase funds to fraudsters. Victims can lose hundreds of thousands of pounds, often with little or no chance of recovery.
At RJM Solicitors, we want our clients to stay safe. Here’s what you need to know about conveyancing fraud and how you can protect yourself.
What is Conveyancing Fraud?
Conveyancing fraud occurs when criminals pose as your solicitor, usually by intercepting email communications and trick you into sending money to their bank account. These scams are convincing, fraudsters often use spoofed email addresses and fake documents that look genuine.
A single mistaken transfer can mean losing your deposit or purchase money in seconds.
Conveyancing Fraud In Action
A recent case highlights just how devastating this crime can be. A house buyer was tricked into paying £640,000 after fraudsters intercepted email exchanges with their solicitor. The scammers provided false payment details on what appeared to be the solicitor’s headed paper. By the time the fraud was discovered, most of the money had vanished, wiping out the buyer’s savings and collapsing the purchase.
How to Stay Safe against Conveyancing Fraud
There are practical steps you can take to protect yourself:
Confirm bank details early
Obtain your solicitor’s bank details in person or over the phone at the start of the process. Agree how any changes would be communicated.
Be suspicious of changes
Law firms rarely change their bank details. If you receive an email or call stating otherwise, contact your solicitor directly using a trusted number (never the one in the suspicious email).
Test the account
Send a small sum first and check your solicitor has received it before transferring the full amount.
Strengthen your security
Use strong, unique passwords and install antivirus software. Fraudsters often rely on hacked email accounts.
Avoid oversharing online
Don’t post on social media about your house purchase or mortgage; this can alert criminals.
Stay off public Wi-Fi
Avoid using unprotected networks to access sensitive emails or banking services.
Trust your instincts
If anything feels wrong, pause. Never transfer funds until you are absolutely sure.
What to Do if You’re a Victim of Conveyancing Fraud
If you suspect you’ve fallen victim to conveyancing fraud, act immediately:
Contact your bank – Ask them to freeze the transfer and liaise with the receiving bank.
Report to Action Fraud – Call 0300 123 2040 or report online at www.actionfraud.police.uk.
Alert your solicitor – Criminals may be targeting other clients too.
Helping You Stay Safe Against Conveyancing Fraud
Conveyancing fraud is a serious threat, but by staying vigilant and following the steps above, you can dramatically reduce the risk. At RJM Solicitors, we take security seriously and are here to guide you safely through the property-buying process.
If you have any concerns about conveyancing fraud or if you are about to start your property journey, get in touch with our team today.
