Why Have So Few UK Adults Made a Will?

Only 35 percent of UK adults have made a will. Discover why people delay making a will, the risks of dying without one, and how a solicitor can help you plan ahead.

Why Have So Few UK Adults Made a Will?

Despite the importance of estate planning, only around 35 percent of UK adults have made a will. Many people delay because they feel too young or believe they have nothing to leave behind. This can cause serious problems for families when someone dies without clear instructions in place.

How Many People in the UK Have Made a Will?

Recent research by IRN Legal Reports shows that only 35 percent of UK adults have made a will. The figures are even lower among younger adults, with just 16 percent of those aged between 35 and 44 having a will in place.

The likelihood of having a will increases with age. Around 61 percent of people aged 65 and over have made one. However, one of the most concerning findings is among parents with young families, where will-making rates remain particularly low.

Ryan Owen (Director and Head of Wills and Probate) says, “These numbers are always striking. One of the most worrying groups is the age range where many people are raising young families: just 10% of those aged 25–34 have a will, rising to only 16% among 35 to 44-year-olds. For parents with young children, having a will is crucial, yet it’s clear that this message still isn’t reaching enough people’’

Why Are So Many People Not Making a Will?

The study found that 45 percent of people without a will said they simply had not got around to it. Others felt they were too young or believed they did not have enough assets to justify making a will.

Many people underestimate how important a will can be, especially when they own a home, have children, or live with a partner they are not married to. Without a will, the law decides what happens to your estate, which may not reflect your wishes.

Why Is This a Concern for Families?

Parents with young children are one of the groups least likely to have a will. This is worrying because a will allows you to name guardians for your children and ensure they are financially protected.

Without a will, decisions about inheritance and guardianship are left to the courts. This can lead to uncertainty, delays, and added stress for loved ones at an already difficult time.

Five Key Reasons Why Making a Will Is Important

Making a will is not just for later life. It provides clarity and protection at any age.

1. You decide who inherits your money, property, and possessions.

2. You can appoint guardians for your children.

3. You reduce the risk of family disputes after your death.

4. You can help minimise delays and legal costs for your loved ones.

5. You gain peace of mind knowing your wishes are clear and legally binding.

Is Making a Will Complicated?

Many people delay making a will because they expect the process to be time-consuming or complicated. In reality, most wills are straightforward and can be completed efficiently with the help of a solicitor.

Modern ways of working, including remote meetings where appropriate, mean that making a will can fit around busy lives. Clients often say they feel a great sense of relief once their will is completed.

Ready to Secure Your Future with a Will?

Making a will is one of the simplest ways to protect your family and your future. Although many people delay, having a will in place provides certainty, reassurance, and control over what happens after you die.

If you would like advice about making a will or reviewing an existing one, contact 01685 37 37 21 or email info@rjmsolicitors.co.uk to arrange a consultation with our Wills and Probate team.

Frequently Asked Questions

Am I too young to make a will?

No. If you own property, have children, or want control over who inherits your estate, making a will is important at any age.

What happens if I die without a will?

Your estate will be distributed according to intestacy rules. This can exclude unmarried partners and does not allow you to choose guardians for children.

Do I need a solicitor to make a will?

You can make a will yourself, but mistakes can make it invalid. A solicitor ensures your will is legally sound and reflects your wishes.

How often should a will be updated?

You should review your will after major life events such as marriage, divorce, having children, or buying property.