Congratulations on buying a house! It's a major accomplishment and a significant investment. After the excitement of purchasing a home settles, it's essential to take some crucial steps to ensure that your investment is protected, and you're set up for success in your new home. Here are some things you should do after buying a house:
1. Change the locks
When you move into a new home, it's always a good idea to change the locks. You never know who might have a spare key and it's better to be safe than sorry. You can either change the locks yourself or hire a locksmith to do it for you.
2. Update your address
Make sure to update your address with all the relevant entities, including your drivers licence, your bank, credit cards and any other organisations you deal with regularly. This will help ensure that you receive all your important mail and don't miss any crucial notifications.
Also, don’t forget to update your pet’s micro-chip details.
NOTE: Contact Royal Mail and re-direct you mail so that all post be delivered to your new address until you can update your address with all providers.
3. Council Tax
Advise the local authority so that your account is set up and you don’t accrue arrears.
4. Set up utilities and services
Take meter readings immediately!
Set up utilities and services for your new home, including water, electricity, gas and internet/cable. Contact the relevant providers to get everything set up and scheduled to be turned on before moving in.
5. Boilers, Gas Fires and Electrics
If your seller hasn’t provided recent service or conditions reports or you haven’t carried out these checks, arrange the necessary checks to ensure the above are safe and in good working condition.
6. Develop a maintenance plan
A house requires regular maintenance to keep it in good condition. Create a maintenance plan that includes regular tasks such as cleaning gutters, changing air filters and checking smoke detectors. Regular maintenance can help prevent expensive repairs down the road.
7. Get to know your new neighbourhood
Take some time to explore your new neighbourhood and get to know the community. Check out local shops, restaurants and parks. Introduce yourself to your neighbours and join local groups or clubs to get involved.
8. Smoke Alarms & Carbon Monoxide Alarms
Check property has alarms in place and they are fully functional and have not expired. Replace or install as necessary as these could potentially save your lives.
9. Life, Employment & Critical Injury Insurance
If you haven’t already done so, obtain quotes for life, employment and critical injury insurance to ascertain whether this is affordable to you. Remember if your circumstances change and you cannot afford the mortgage repayment your home is at risk of repossession.
10. Wills
Consider making or reviewing your Will as you now own a valuable asset and you need to ensure your house or your share of your house, is left to the right person on your death.
To find out more about why you need a Will, read our free article Top 5 Questions About Wills here.
Buying a house is a significant investment, and it's important to take the necessary steps to protect it and set yourself up for success. By following these tips, you'll be on your way to enjoying your new home for years to come!
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